“After vetting several brokers, Lending Enterprise stood above the rest. Melinda's availability, including holidays and after hours, and her sincerity to want to help was highly appreciated. She helped find my better rates than initially expected and would go the extra mile with little things too. She helped minimize the cost asking the way and even eliminated some. Melinda will be my recommendation to friends and family and I look forward to doing further business with her. Thank you so much Melinda.”
Mortgage Broker Providing the Best Homeowner Experience
Because we truly understand that homeownership is the foundation of our communities and everyone deserves a home for their family, Lending Enterprise is deeply devoted to care, help, and providing the best home loan experience — with ethics, win-win mindset, and integrity.
Melinda Estrada · NMLS#240012 ★★★★★ 5.0 on Google (562) 639-1690
Our Mission
Because we truly understand that homeownership is the foundation of our communities and everyone deserves a home for their family, Lending Enterprise is deeply devoted to care, help, and providing the best home loan experience for our customers and business partners, with ethics, win-win mindset, and most importantly, with integrity.
Core Values
We are a CUSTOMER CARE driven company: our number one priority is, in all circumstances, you, our client.
Our number one goal is providing the best home loan experience for you, understanding your needs and challenges, and overcoming obstacles, professionally and ethically.
Our excellent care team is prepared to handle almost every loan situation. However, we understand that things can happen, and that’s why we guarantee 100% customer happiness (because “customer satisfaction” is not enough for us!).
We are committed to deliver our best possible market rate, putting your benefits always first.
Our integrity and ethics guarantee 100% transparency on all transactions.
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*excludes taxes and insurance
Estimated monthly P&I
Principal & interest only
Client testimonials
We are very proud of the service we provide. Read our testimonials from our happy customers.
Ready to get pre-approved?
Melinda Estrada · NMLS#240012 ★★★★★ 5.0 Google · 59 reviews
Recognized Best Mortgage Broker
We know we're awesome, but it's great to be recognized as the best. Get in touch, we're sure you'll agree!
Get Pre-ApprovedOur Services
Home purchase, refinance, first-time buyer support, and local guidance — with integrity and care.
Home Purchase
Guidance for buyers nationwide — clear communication from pre-qualification through closing.
Learn more →Refinance
Thoughtful refinance conversations focused on your goals, transparency, and a process you can understand.
Learn more →First-Time Buyers
Patient, plain-language help for first-time home buyers who want to feel confident every step of the way.
Learn more →FHA Loans
Educational guidance on FHA mortgage options — honest information so you can decide what fits your situation.
Learn more →VA Home Loans
Educational guidance for veterans and eligible service members exploring VA home loan options — ask Melinda how we can help.
Learn more →Cash-Out Refinance
Learn how a cash-out refinance works, key considerations, and how Melinda’s team can walk you through your options.
Learn more →Whittier Mortgage Broker
Your local Lending Enterprise team on Philadelphia Street — care, integrity, and the best homeowner experience.
Learn more →Meet our team
Get to know the people that will help you realize your dreams.
Areas we serve
Based in Whittier, CA — helping homeowners nationwide across the United States.
Nationwide
Lending Enterprise works with homeowners across all 50 states. Wherever you are in the U.S., ask us about your location — we are here to help.
Our physical office is at 12501 Philadelphia St, Whittier CA 90601.
Whittier office & local pages
Our physical office is in Whittier, CA, and we keep a dedicated Whittier mortgage broker page for local seekers. We also work with clients throughout Southern California and across the country.
We only publish city or regional landing pages where we have real local proof — such as our office, closed loans, or reviews. More local pages may be added over time as that proof grows.
Ask about your areaGet Pre-Approved
Start with a short message — we strive to answer all inquiries the same business day. However, if your message arrives outside normal office hours, getting back to you will be top of our priority list next time we get to the office. Even before we make the coffee…
Prefer email? Use the form or write us directly — both work.